Vichar: articles on schemes and issues

What each scheme is, who it is for, how to apply, and why we stand behind it.

Government schemes
₹5 lakh
per family, per year
3 min read
Ayushman Bharat: free treatment up to ₹5 lakh a year
Cashless treatment in government and listed private hospitals for eligible families, and now for every citizen aged 70 and above.
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Government schemes
₹1.20 lakh
for a house in the plains
3 min read
PM Awas Yojana (Gramin): a pucca house for every family
Money in instalments straight to your bank account to build a pucca house, with a toilet, gas and power connection through linked schemes.
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Farmers
₹6,000
a year, in three instalments
2 min read
PM Kisan Samman Nidhi: ₹6,000 a year to every farmer family
Three instalments of ₹2,000 a year directly into the bank accounts of land-holding farmer families.
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Women’s safety
3 min read
Mission Shakti: safety, respect and self-reliance for women in UP
Women’s help desks in every police station, quick-response helplines, and schemes that put money and skills in women’s hands.
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Education
3 min read
National Education Policy 2020: learning in your mother tongue, skills from class 6
The first new education policy in 34 years puts early learning, Indian languages and practical skills at the centre.
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Employment
₹20 lakh
maximum Mudra loan
3 min read
Mudra and PM Vishwakarma: loans without collateral for your own work
Loans up to ₹20 lakh for small businesses, and cheap credit, training and a toolkit for carpenters, potters, tailors and other artisans.
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Development
74 → 160
airports, 2014 to 2025
3 min read
India before and after 2014: what the figures show
Highways up by more than half, airports more than doubled, medical colleges doubled, and 56 crore people with a bank account for the first time.
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Development
₹30.25 lakh cr
state economy, 2024-25
3 min read
Uttar Pradesh since 2017: from ‘BIMARU’ to growth engine
The state economy grew from ₹13.30 lakh crore to ₹30.25 lakh crore, expressways crossed the state, and Kashi got the Vishwanath Dham.
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